#include <iostream>
#include <iomanip>
using namespace std;

int main () {
    cout << "Welcome to New York Loan Services. \n";
    cout << "Please enter how much you would like to take out. \n";

    double amount {0.00};
    cin >> amount;

    if (!cin) {
     cout << "Sorry, That is not a number. Please try again.";
     return EXIT_FAILURE;
    }

    if (amount <= 0) {
     cout << "Sorry, the amount entered has to be above 0";
     return EXIT_FAILURE;
    }

    cout << "How much time do you believe it will take to pay back the loan. \n";
    cout << "Please enter the number of years (minium starting at 1 year): \n";

    int nyears {0};
    cin >> nyears;

    if (!cin) {
     cout << "Sorry, That is not a number. Please try again.";
     return EXIT_FAILURE;
    }

    if (nyears < 1) {
     cout << "As stated the minimum amount of years starts at 1. \n";
     cout << "Please try again. \n";
     return EXIT_FAILURE;
    }

    cout << "Special Promotion\n";
    cout << "For new clients,";
    cout << " we allow the placement of accured rate percentage for the 1st year. \n";
    cout << "Please choose your annual interest rate. \n";

    double rate {0.00};
    cin >> rate;

    if (!cin) {
     cerr << "Sorry, that wasn't a number.\n";
     return EXIT_FAILURE;
	}

    if (rate <= 0) {
         cerr << "Sorry, the interest rate must be positive.\n";
         return EXIT_FAILURE;
	}

    double factor {1.00 + .01 * rate};
    cout << "year  amount\n"   //column headings
         << "----  ------\n";

    for (int year {1}; year <= nyears; ++year) {
           amount *= factor;   
           cout << " " << setw(2) << year << "   $"
                << fixed << setprecision(2) << amount << "\n";
        }

	return EXIT_SUCCESS;

}