<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Frameset//EN"
     "http://www.w3.org/TR/xhtml1/DTD/xhtml1-frameset.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>Frames in Rows</title>
</head>

<frameset rows="70,*">
	<frame name="banner" src="banner.html" />
	<frame name="photos" src="openingpage.html" />
</frameset>

</html>