<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Frameset//EN"
     "http://www.w3.org/TR/xhtml1/DTD/xhtml1-frameset.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">

<head>
<title>Adjusting the margins</title>
</head>

<frameset rows="45,40,*">
	<frame name="banner"  SRC="banner.html"  marginheight="3" marginwidth="3" />
	<frame name="buttons" SRC="buttons.html" marginheight="3" marginwidth="3" />

	<frameset cols="170,*">
    		<frame name="index"  src="indexcity.html"   marginheight="3" marginwidth="3" />
    		<frame name="photos" src="openingpage.html" marginheight="3" marginwidth="3" />
	</frameset>
</frameset>

</html>